Xactus is proud to be named a winner of ICE Mortgage Technology Innovation Awards as Lenders’ Choice – Innovative Service Provider by ICE Mortgage Technology®. We are honored to be recognized alongside the most creative mortgage lending companies who are pushing the envelope with extraordinary, customized solutions leveraging ICE Mortgage Technology. <Read more here> Xactus is also thrilled to be …
Obtain Quick, Accurate and Compliant Flood Risk Assessments
Sure, spring is a time of warming temps and blooming flowers, but it also brings the threat of floods. In fact, according to NOAA’s new outlook, moderate to major flooding is possible across the Mississippi River Basin and in California during the next several months. In addition, large sections of the Ohio and Tennessee valleys, the lower Mississippi Valley and …
Take the Guesswork out of HMDA LAR Reporting with QC Review X
Is your internal compliance team too swamped to complete HMDA LAR reporting? Turn to QC Review X. Our robust, user-friendly technology allows you to complete HMDA reporting accurately and quickly. Validates the data you’ve collected Run business rules to help quickly identify errors across large data files Allows you to efficiently complete and file reports Flags data variances exposing you …
Now’s the Time to Improve Efficiencies
Make your verifications more productive in 2023 Thanks to inflation, costs are rising everywhere – groceries, clothing, utilities, restaurants, etc. – and the verifications industry is not immune. We recognize how this is impacting our customers because, frankly, we’re feeling it ourselves. And we can reduce this impact by evaluating your workflows to ensure they are as efficient as possible. …
Mitigate risk with Fraud Report X
Fraud Report X, your comprehensive fraud risk management solution, easily helps you identify inconsistencies compared to stated borrower information as well as data integrity errors on mortgage applications and transaction information red flags associated with the collateral and professionals. But unlike competing products, Xactus DOES NOT require long-term commitments and there are no minimums – so there is no risk …
Are you ordering VOE/Is too early in the process?
Improve your workflow with Xactus’ VOE/I Waterfall Timing is everything. And in today’s market – every dollar counts. Did you realize that if you order VOE/Is too early (such as during pre-app when the order is initiated by the borrower) it can increase your costs? Now’s the time to make sure you are being smart about your workflows when various …
How well are you measuring the quality of your loans?
Loan quality is more important than ever right now. That’s why you should consider using Xactus’ Quality Assurance and Control solutions. Xactus’ QC ReviewX is comprised of multi-dimensional loan data and document reviews that identify and measure systemic and operational risk across client portfolios. We can review one loan file or thousands to identify potential underwriting errors, variances and compliance …
We Help Take the Guesswork Out of HMDA Compliance
Xactus consultants work with lenders to identify HMDA issues to ensure you are meeting all the necessary compliance requirements. Our team can also assist you with developing an effective workflow so that you can spend more time with your borrowers and less time worrying about data accuracy and deadlines.
Grow Your HELOC Business the Smart Way with Xactus’ Home Equity Verifications Bundle
HELOCs are all the rage right now. Don’t let the opportunity to close more loans more quickly pass you by. Xactus has the tools you need to effectively target qualified prospects and better assess risk quickly and easily. We offer a customizable suite of home equity verification services from which you can select and use the solutions that make the most sense for your lending operation.
Introducing Instant VOE/I Waterfall
At Xactus we are all about advancing the modern mortgage experience. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income.